© 2023 Financial Information Services Sdn Bhd. All rights reserved
FIS Data Reference (FDR)
About Us
FIS Data Reference Sdn Bhd (FDR) is wholly owned subsidiary company of Financial Information Services Sdn. Bhd. (FIS), and was setup in April 2012 to take over the credit reporting agency services from FIS to collect, compile, publish and maintain a database of vehicle information to provide "leading information" to our Subscribers.
While every endeavour has been made to ensure that the information presented is accurate, FDR shall not accept liability for any errors or omissions contained therein.
Services
We maintain databases to help businesses loan profitably and minimize credit risk by allowing our subscribers to access those records through our enquiry services.
FDR has collated, accumulated and designed a data base system of information which, among others, includes the following items:
- Identification particulars of motor vehicles, goods and equipment which are subjects of hire purchase and leasing agreements;
- Particulars of hirers, lessees,borrowers and their guarantors;
- Problematic vehicle
The source of the database is mainly provided by our Subscribers.
FDR is not a rating agency. We do not attempt to rate, rank or give opinion on any individual or company.
Vehicle Enquiry
The vehicle information is the core product offered by FDR to our subscribers.
This information is furnished to our Subscribers when the search is the vehicle registration, chassis or engine number. The purpose of the search is to determine if the search vehicle has an existing hire purchase loan or is a problematic vehicle example total loss or stolen vehicle.
Credit Enquiry
The credit report is furnished to clients when the search criteria is an individual subject's identification number or company's business registration number.
In this volatile economy, managing risk is essential to manage profit and loss. Our Subscribers use the credit report as a tool to identify hire purchase loan or leasing loan served by the subject concerned.
For credit enquiry, Subscribers can obtain credit information based on IC number or Business Registration number enquired to check whether the person or business is a hirer or guarantor of a hire purchase loan or leasing loan.
Ownership Claim Registration
This is to register the subscriber's ownership claim interest in motor vehicles, goods or equipments which is the subject of hire purchase and leasing agreements. The ownership claim record should be submitted promptly by the Subscriber to avoid double financing of hire purchase or leasing agreements.
Ownership Claim Discharge
This is to discharge an ownership claim which was registered earlier by the Subscribers when the hirer settled the loan with the Subscriber.
